Key Tips to Keeping Your Business Safe in Case of a Flood | SERVPRO® of Dublin/Vidalia/Claxton

7/14/2020 (Permalink)

When you are going about your daily business operations, you likely are not thinking about all the “what-ifs” related to natural disasters—but it is important to set aside some time to consider exactly where your business’ risks lie so you can be prepared. 

Experiencing a flood at your business can be devastating for many reasons, especially because most standard commercial policies do not cover flooding at all. Below we will take a look at how you can be sure you are covered and how to reduce your risks as much as possible to get your business up and running as quickly as possible following a flood. 

What to Know About Mitigating the Flood Risk at Your Business 

Check your insurance coverage. While you may not have initially considered flooding insurance as a must-have expense for your business, it is important to remember that flooding truly can happen anywhere. Even if you are not in a known floodplain, all it takes is one severe storm or drain backup to impact an entire area—and considering the average business’ flood claim is nearly $100,000, it could create a huge expense for your business. Take a look at your commercial insurance policy so you know exactly what is covered, and talk with your agent about adding on flood coverage so you can be sure you are protected. 

Raise electrical components. In a flooding situation, the best thing you can do is to mitigate the damage that rising waters can cause. One way to do this is by having a licensed electrician visit your business and elevate your electrical components, such as circuit breakers, sockets, HVAC units and switches, so these elements are less likely to sustain damage in a mild flood. If you know a flood is possible, you should also raise computers and other valuables to a higher shelf just in case. 

Choose what restoration company you will work with. Any downtime your business has will create a threat to your livelihood, so recovering quickly is one of the best things you can do after a flood. By choosing your commercial restoration company in advance, you can be certain that you will get a quick response and expert flood damage restoration for your commercial space. 

If your business is damaged in a flood, you can count on us. We are ready 24 hours a day to provide you with a rapid response. Contact us today to learn more.